Do you have an income tax refund check coming your way? So far in 2011, the IRS has issued more than 45 million tax refunds and the average refund was $3,129.
If you’re anticipating a tax refund check this year, it may be tempting to splurge on an expensive high-tech gadget or go on a shopping spree. But in the long run, there are better ways to use that tax refund check — including some ideas on how to have fun, yet still be frugal. See five smart ways to use your refund at